TEN is published quarterly by the Federal Reserve Bank of Kansas City. The views and opinions expressed in TEN are not necessarily those of the Federal Reserve Bank of Kansas City, The Federal Reserve System, its Governors, officers or representatives.

The Tenth Federal Reserve District includes western Missouri, Nebraska, Kansas, Oklahoma, Wyoming, Colorado and northern New Mexico.

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SUMMER 2005 (Full publication, pdf, 9.7 meg)
   
  ON THE COVER
 
As Payments Go Plastic: Understanding the costs of credit and debit cards (pdf, 481 kb)

Electronic payments continue to skyrocket. Are providers and merchants getting any closer to common ground on interchange fees?

Further resources:

 
FEATURES
 
Questioning Conventional Wisdom: Do Higher Workers' Compensation Costs Drive Companies Out of State? (pdf, 330 kb)

Workers' compensation has come under fire recently, and lawmakers say the programs' escalating costs cause job losses in their states; however, little research exists to support or deny these claims.

Further resources:

   
 
Is the Playing Field Changing for Bankers and Supervisors? (pdf, 166 kb)

An excerpt from a speech delivered by Bank President Thomas M. Hoenig at the 2005 forum for community bank examiners.


 
   
 
Two sides of the coin: Pros & Cons of the Falling Dollar (pdf, 278 kb)

The impact of the dollar's fall on businesses has been keenly felt by some firms, while others have little noticed it at all.


 
   
 
Who's Minding the  Bank?: Governance Practices at Tenth District Institutions (pdf, 369 kb)

One need not look hard to find instances of banks brought down by corporate malfeasance--often the result of poor management or a lack of internal controls.

     
    DEPARTMENTS
    President's Message (pdf, 118 kb)
    Notes  (pdf, 1,660 kb)
    About...  (pdf, 231 kb)
    Fed Directory and Further Resources (pdf, 145 kb)
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