FALL 2007  Full magazine publication (pdf,  3.8 meg) 

COMMON THREADS: Desirable communities woven by those willing to pay more for a high quality of life  (pdf, 713 kc)

U.S. residents increasingly want to live where the weather is mild year-round, or near the beach and mountains--and they're willing to give up things to do so.

Further resources:

• Moving to a high quality of life and Moving to nice weather

CHANGING BANKING STRUCTURE: As community banks evolve, their emphasis on customer service remains  (pdf, 290 kb)

Community banks in rural areas have transformed significantly during the past few decades, particularly as they move, expand, or add branch offices.

Further resources:

• The changing banking structure: What expansion strategies are community banks adopting?

HOMEMADE: Economic development efforts focus on locals  (pdf, 1.1 meg)

By creating the right environment, communities can benefit existing businesses while attracting new ones.

Further resources:

• The role of small and large businesses in economic development

HOUSING, HOUSING FINANCE & MONETARY POLICY: The 2007 Jackson Hole symposium (pdf, 508 kb)

The 31st annual symposium hosted by the Federal Reserve Bank of Kansas City focuses on the causes of housing changes and the economic implications.

Further resources:

• 2007 Symposium

EMERGING PAYMENTS: Success depends on ability to control threats, misuse (pdf, 229 kb)

Your ways to pay--products, services, rules and technologies--are all changing. So are the tools and techniques to mitigate the risk.

Further resources:

• Understanding risk management in emerging retail payments